VYBE by BPI expands cash-in network through M Lhuillier Partnership

L-R: Christian Villegas, Digital Channels Head, BPI; Atty Joyce Robin, Sales Partnerships and Business Development Head, M Lhuillier; Eric Faustino, Digital Partnerships and Ecosystems Head, BPI

To bring digital finance closer to regular Filipinos, VYBE, the Bank of the Philippine Islands' (BPI) e-wallet, is expanding access through a new partnership with M Lhuillier, allowing free cash-in transactions at over 3,000 branches countrywide.

Users can cash in at any M Lhuillier branch, allowing them to take full advantage of VYBE features like as seamless digital payments, free fund transfers to other banks and e-wallets, reward points, and other everyday financial services.

“This initiative reinforces BPI’s commitment to financial inclusion. By making cash-in services more accessible through a trusted partner, we are helping more Filipinos take their first step toward adopting digital financial tools in their daily lives.” ~Eric Faustino, Head of Digital Partnerships and Ecosystems at BPI

VYBE users may cash in their e-wallets at M Lhuillier through three simple steps: 

1. Fill out Kwarta Padala form and give the amount
2. Get the transaction receipt from the cashier
3. Check your VYBE e-wallet and see the credited amount

“At M Lhuillier, our focus has always been on meeting customers where they are. As a ‘Tulay ng Pilipino,’ we are committed to bridging Filipinos to essential services. Through this collaboration with VYBE, we offer a simple and reliable way for customers to access digital financial solutions through our extensive branch network.” ~Michael L. Lhuillier, President and CEO at M Lhuillier

The agreement represents VYBE's ongoing efforts to make digital financial services more inclusive and broadly available, assisting more Filipinos in transitioning from cash to digital via simple, accessible, and familiar channels that they already trust.

VYBE by BPI is an all-in-one e-wallet app that aims to make daily transactions more lucrative and convenient. Users may use the app to pay with QR Ph, transfer funds for free to other banks and e-wallets, earn and redeem loyalty points, and access a variety of digital financial services all through a seamless mobile experience.

BPI MyFiesta 2025: Empowering Filipinos to Drive, Ride, and Live their dreams

The Bank of the Philippine Islands (BPI) proudly announces MyFiesta 2025, a retail loans event designed to assist Filipinos in achieving their life goals through quick, simple, and inexpensive loan solutions. 

This year, MyFiesta maintains its commitment to empower Filipino communities.  The campaign began with monthly rollouts in major locations in Visayas and Mindanao, and it now arrives in Metro Manila with a three-day event at SM Megamall from September 5-7, 2025, where families can enjoy exceptional bundled discounts.

As MyFiesta 2025 travels across the country, it stays committed to one goal: to celebrate and encourage the dreams of all Filipinos.

“This year’s theme, ‘Turning Dreams Into Action,’ reflects our commitment to making life-changing goals more achievable for every Filipino. Whether it’s owning a home, driving your first car, or getting a motorcycle for your livelihood, MyFiesta is here to support that journey.” ~Dexter Cuajotor, Head of Retail Loans and Bancassurance

With each stop, BPI MyFiesta brings together BPI's trusted financial services and partners to create a one-stop shop for prospective homes and automobile buyers.  The event includes on-site loan consultations, pre-approval chances, and special promotions, making it easier than ever to take the first step toward homeownership.

During the 3-day BPI MyFiesta event at SM Megamall, Filipinos can take advantage of the following bundled offers if they apply on-site during the event: 

• Exclusive Vouchers up to ₱30,000 for Housing Loan
• P20,000 for Auto Loan
• P1,000 for Motorcycle Loan

These come on top of the promotional offers below, with application period of: Sept. 1 to 30, 2025:

BPI Auto Loans 

• Discounted interest rates 
• Free bank fees up to ₱50,000 
• Free motor insurance up to ₱50,000 
• Plus a chance to win up to ₱1M loan payoff on the Grand Dream on Us Raffle 

BPI Housing Loans 

• 6.50% fixed interest rate for 5 years 
• Free bank fees up to ₱80,000* 
• Free Globe At Home GFiber Plan 500Mbps for 1 year, worth up to ₱30,888 *Subject to serviceability. Globe At Home 5G Wifi if unavailable. 
• *₱8,000 waived for every ₱1M loan amount capped at P80,000 
• Plus a chance to win up to P3M loan payoff on the Grand Dream on Us Raffle 

 

BPI Motorcycle Loans 

• Prompt Payment Discount up to ₱25,200 
• Plus a chance to win up to P100K loan payoff on the Grand Dream on Us Raffle

With MyFiesta 2025, BPI is making it easy for more Filipinos to take the next step, whether it's buying a car, securing a property, or gaining more independence on two wheels.  Backed by a proven track record in retail lending and a client-first strategy, BPI continues to help build a better Philippines, one family at a time.

For applications, visit the BPI MyFiesta event, any BPI branch nationwide or apply online  https://loansmarketplace.bpi.com.ph or any of BPI’s accredited partners across the country.

BPI MyFiesta: Tailored solutions for your dream car, home, motorcycle and MORE

Mr. Dexter Cuajotor, BPI’s Head of Retail Loans and Bancassurance, launched the BPI MyFiesta promo last August 2 at TriNoma Mall in Quezon City.

With the nation's home and auto finance markets steadily expanding, the Bank of the Philippine Islands (BPI) is providing Filipinos with additional options to own their ideal home, vehicle, or even motorcycle.

These debuted concurrently at the Activity Center of TriNoma mall in Quezon City, Ayala Malls Capitol Central in Bacolod, and SM Downtown Premier in Cagayan De Oro during the MyFiesta fair that took place last August 2-4.  

Applicants for auto loans can receive reduced interest rates and waive bank fees up to Php 173,000. Additionally, through any BPI branch countrywide, they will be able to take advantage of low downpayment options, All-In Financing, and free bank fees of up to Php 30,000. 

Applicants for Housing Loans can benefit from free bank fees of Php 7k for each Php 1-million loan amount (capped at Php 173,000) and a 7% interest rate fixed for 7 years.

With every application for an auto or home loan made through the BPI Loans Marketplace, clients will instantly receive 100,000 BPI Rewards Points through BPI Vybe. More than 200 partner merchants offer rewards that can be redeemed with VYBE points.

Applications for housing loans and auto loans made between August 1 and September 30 of this year are eligible for the promotions.

Customers who apply for motorcycle loans between August 1 and December 31, 2024, will receive monthly amortization discounts for timely payments. The monthly savings that will be implemented are P500 for a 12-month loan period, P600 for a 24-month loan term, and P700 for a 36-month loan term. Exclusive to the motorcycle departments of Premiumbikes and Summit Superbikes dealerships is this promotion for the BPI Motorcycle Loan. 

The bank's collaborations with automakers, real estate investors, motorbike sellers, insurance companies, and sustainable financing partners were on display at BPI MyFiesta. The partnership enables the distribution of mileages via BPI Motor Loan, Home Loan, and Motorcycle Loan. 

“The event’s theme seamlessly integrated physical and digital experiences (phygital), strategically engaging customers in a personalized and immersive way. This approach aimed to forge a deeper connection with Filipinos, supporting them on their journey to achieve their personal aspirations. We recognize that each Filipino has unique aspirations, and BPI is committed to helping them achieve their #LifeGoals.” ~Dexter Cuajotor, Head of Retail Lending and Bancassurance, BPI

My Fiesta was centered around three main themes: community, celebration, and customization. Beyond the event itself, personalization was also applied to the goods and services provided. 

A celebration of community, individualization, and fun, BPI MyFiesta gave Filipinos the opportunity to own the vehicle, house, motorcycle, and more of their dreams! The following partner brands had booths at the event: Premiumbikes and Summit Superbikes for motorcycle loans; Cubo Modular Inc. and Greenery Solar for sustainable financing partners; Toyota, Mitsubishi, Ford, Hyundai, Kia, BYD, Nissan, Honda, Isuzu, Geely, MG, Jetour, and GAC for auto loans; and Avida, Amaia, DMCI, RLC, Juanito King, JECO, ML&D, A Brown Company Inc., Italpinas Development Corporation, and Pueblo de Oro Corporation for housing loans. 

BPI wins multiple awards from The Digital Banker

BPI MS President Ichiro Iwabuchi (rightmost) receives the award.

As a leader in digital banking, Bank of the Philippine Islands (BPI) is still widely acknowledged for its innovative approaches to improving digital customer experiences. 

The esteemed international financial news and research provider, The Digital Banker, recently honored BPI. These accolades recognize global banking excellence and honor trailblazers who elevate the banking experience for clients by embracing digital transformation and setting new benchmarks.

At the Digital CX Awards ceremony held in Singapore, BPI emerged triumphant, securing the following top honors:

• Best Use of AI for Customer Experience

• Best Digital CX for Social Channels

• Best Digital Customer Experience for Account Opening and Customer Onboarding in Wealth Management

• Best Wealth Manager for Digital Customer Experience in the Philippines

• Best Digital General Insurance for Express Protect (BPI MS)

• Best Digital Insurance Product for CX for PamilyaProtect (BPI AIA)

Moreover, BPI was recognized as “Highly Acclaimed” in various categories:

• Excellence in Omnichannel Experience

• Outstanding Chatbot Customer Experience

• Outstanding Digital CX – Retail Loans Banking

• Best Cloud Initiative for Digital CX

In 2023, there were over 210 million transactions from more than 7 million total users on BPI’s digital platforms.

“We are honored to receive these awards from The Digital Banker. These recognitions reflect our dedication to delivering seamless, meaningful, and innovative customer experiences across all touchpoints. Our commitment to harnessing cutting-edge technologies remains steadfast as we strive to deliver exceptional value to our stakeholders. We hope to continue making a positive impact in the society, aligned with our vision of helping build a better Philippines – one family, one community at a time.” ~TG Limcaoco, BPI President and CEO

BPI continues to improve its digital services, updating client engagement platforms for a better and safer banking experience.

“By securing this award, we deliver a vital message to our policyholders. BPI MS remains steadfastly committed to preserving and safeguarding the value of their hard-earned assets, especially during the most challenging and unfortunate times.” ~Ichiro Iwabuchi, President and CEO of BPI MS 

Accepting the awards for BPI were (from left) Winston Almendras, Head of Institutional Brand Management & Digital; Melissa Joy Valdez, Head of Customer Relationship Marketing & Loyalty; and Lea Maranan, BPI Wealth’s Head of Experience Management.

“We are honored to receive recognition for PamilyaProtect. This award reaffirms our belief in empowering Filipino families with convenient and affordable insurance coverage, safeguarding the well-being of every household, and providing peace of mind and security in times of need.” ~Karen Custodia, BPI AIA, CEO

Keep the FLAMES burning this Valentine’s Day and protect yourself from scammers

Remember the FLAMES—Friends, Lovers, Anger, Marriage, Engagement (Enemy for some), Soulmates—game in the 90’s? It was a popular pen and paper pastime among young teens. They would name their ‘crush’ and be able to ‘predict’ their future by playing with the letters that make up the name.

Fast forward to this day and age, “FLAMES” can guide adults and teens alike. But this time on a more serious note.

The Bank of the Philippine Islands (BPI) presents a ‘FLAMES’ way—of protecting against scammers. 

“No one can really predict when and how a scammer attacks. We must always be careful not to fall for their schemes. This Valentine’s Day, everyone must be vigilant. Remember, cybersecurity is a shared responsibility.” ~Jonathan John B. Paz, BPI Enterprise Information Security Officer and Data Protection Officer

BPI’s ‘FLAMES’ reminder consists of simple cybersecurity tips that account holders can do to keep their accounts safe and secure especially this Valentine’s Day:

• F-riends? Family? It is better to keep confidential details like your PINs and passwords a secret (even) from them.
• L-ove to share your latest updates online? This is okay but be sure to set boundaries. Avoid oversharing, especially on social media, for your and your loved ones’ safety. 
• A-nger, excitement, and curiosity are some of the most common emotional trigger's scammers latch on to for their social engineering scams. Too much of these feelings can also be used as bait to manipulate you. 
• M-arriage between online and offline cybersecurity practices is a good habit to develop. It is not enough to be careful with your actions online only but not offline, and vice-versa.
• E-ngage only with trusted accounts. When planning to use e-commerce, do background checks first and read reviews about the sellers or product. Legitimate Facebook pages have the blue verified badges on them.
• S-oulmate? One-True Pair. Just like them, take care of your One-Time PINs (OTPs) as well by never sharing them with anyone.