Wednesday, February 13, 2019

Country Bankers BlogCon 2019 Kapag Sigurado, Hindi Kabado

Country Banker's Life Insurance celebrates its 54th year in providing simple and affordable insurance for the whole family with life and non-life products. Last February 12, 2019, a BlogCon was held at Casino Espanol in Manila. 

In this conference, we got to know their latest product called "Kapag Sigurado, Hindi Kabado". Alalay sa Buhay (ASB) This is one-year insurance coverage for only 365 Php. Very affordable and flexible for everyone. To understand better it's just 1 peso a day savings to keep you insured and safe. Get to know more details below.

In this world of uncertainty, we don't know how long we live and only God knows if we were still alive on the next day or the following weeks, months, & years. Accidents often happen in the streets and we don't have control over it. We are exposed also to natural calamities and we witnessed it every year especially typhoons and earthquakes. The Big 1 also is a huge threat to us and the government is much concern about this. To sum up everything, we have worries in our own lives as well for our loved ones if unwanted incidents happen to us. 
Who wants to have worries in life? Of course, no one will answer Yes. Would you like to know how to become worry-free? Sometimes, we didn't realize the answer to our worries is just simple and having insurance is the simple answer. It will give you peace of mind knowing you are secured and whatever may happen you have reliable source that will fulfill your needs or their needs. "Kapag Sigurado, Hindi Kabado" 

Country Bankers is the choice insurance provider in the countryside because it has made affordable, reliable insurance plans accessible to rural folk. Its micro-insurance products also help educate Filipinos on the benefits of insurance by promoting its value to a broader market.

CBLIC was established on March 28, 1965 by founding president, Jose E. Desiderio, Sr. who found a niche by addressing the insurance needs of small and medium business entrepreneurs, farmers, fishermen, and public school teachers in rural areas, a market largely untapped in the 1960s.

More than five decades of service have all the more inspired Country Bankers Life Insurance Corporations (CBLIC) to renew its commitment to provide simple and affordable insurance to Filipino families, especially in its niche market, the rural areas.

Today, the third-generation Desiderios continue to uphold this legacy of accessible insurance to low-income Filipinos, with Country Bankers Insurance Group (CBIG) senior vice president and general manager, Geraldine Desiderio-Garcia steering the company to reach more Filipinos.

“We have made insurance very simple. We are proud to be a Filipino company.  While we offer basic insurance products, we try to be relevant to the market we serve, There have always been hurdles to overcome, but we remain committed to addressing the needs of the common Filipino. Through the years we have proven to be reliable insurers by reaching out to our target market and giving them insurance that works for them,” says Garcia.
CBIG has two subsidiaries: CBLIC, a life insurance provider, and Country Bankers Insurance Corporation (CBIC) for non-life insurance products.


Today, CBLIC continues to develop a wide array of insurance plans that are not only practical and relevant, but also provide the necessary support for plan holders in times of need.

Among these is the Classic Benefit Plan, offering insurance protection up to age 96 and is payable in a three-, five-, seven-, or 10-year period.

Alalay sa Buhay (ASB), on the other hand, provides renewable one-year insurance to individuals 13-70 years old for only Php 365, with natural and accidental death benefits.  

ASB is also available for families and seniors, with ASB family being renewable up to age 70 for principal insured and covers up to 3 to 5 family members for only Php 750 for one unit.  ASB for Seniors covers individuals ages 71-80 and offers insurance for one year for only Php 1,000 for one unit.

“I want our company to be known as a ‘company with a heart,’ and one that can be relied upon to follow through with its commitment. Our promise is to keep delivering what we have pledged to give,” concludes Garcia.

As CBLIC continues to evolve as a company, it stays true to its core values:  sincere, dependable service to farmers, fishermen, small and medium business owners, employees, and teachers, mostly from rural areas. CBIG remains a reliable ally to Filipinos seeking security for themselves and their families, through its life and nonlife products.

Country Bankers launches 4Ps insurance

Reaffirming its commitment as a true ally to Filipino families, CBLIC, now on its 54th year, provides relevant and affordable products that clients can easily understand and appreciate.

Country Bankers Life Insurance Corporation (CBLIC) launches its new insurance product consistent with its mission to serve the needs of rural banks and microfinance borrowers in the countryside.

The CB Kalinga 4P’s Program provides a wide range of benefits for an annual amount of P150: Death (P5,000), Accidental Death and Permanent Disability (P15,000),  Accidental Medical/Reimbursement (P2,000 max.), Daily Confinement (P200/day max. of 30 days), Instant Abuloy (P500), and Fire and/or Lightning Assistance (P3,000).

An option for a six-month coverage for the principal insurer is also available at P75.

“We want to continue being known as the company with a heart that can be relied upon. Our products are simple, accessible and important,” says Geraldine Desiderio Garcia, senior vice president and general manager of CBLIC.  

Under 4Ps, Family Packages are also available for an annual fee of only P250, a Principal would have his/her Spouse and a maximum of 3 children enjoy insurance benefits.

A Principal’s Spouse could avail of Death Benefit (P5,000), Accidental Death and Permanent Disability (P15,000), Daily Confinement Benefit (P200/day) and Instant Abuloy (P500) while his/her children (max of 3) would enjoy Death Benefit (P1,000), Accidental Death and Permanent Disability (P2,000) and Instant Abuloy (P250).

Six-month coverage for Family Packages are also available at P125 premium.

A full service insurance provider of life insurance products, CBLIC is a subsidiary of Country Bankers Insurance Group (CBIG).

CBIG urges homeowners to think ahead and
be vigilant vs fire

The number of fire incidences increased insignificantly in 2018, as reported by the Bureau of Fire Protection (BFP). From January 1 to December 27, 2018, a total of 14,316 fires occurred versus 14,198 in 2017.

Yet, the unpredictability and destructiveness of fire incidents still warrant a more efficient and reliable means of protecting lives and property.  While some Filipinos think fire insurance is unnecessary, it is time to change that old view.

“Big or small, homes should be covered by fire insurance. To see your property go up in smoke can be a traumatic experience, so it is best to be on guard for emergencies all the time,” says Geraldine Desiderio-Garcia, senior vice president and general manager of Country Bankers Insurance Group (CBIG).

Responding to the need for home security, Country Bankers Insurance Corporation (CBIC), a subsidiary of CBIG, has come up with low-cost insurance products that cover a wide array of non-life insurance including motor vehicle and fire.

 CBIC’s fire insurance provides options that fit different lifestyles – from fire and lightning (buildings and/or contents), as well as several situations such as during earthquakes, typhoons and floods. Optional supplementary covers may also be availed from clearing of debris, and firefighting expenses, to household employee belongings.

“Insurance has become dynamic because we only want to provide homeowners security and protection, to give them peace of mind during times of distress,” Garcia explains.

CBIC supports the BFP’s campaign to prevent fire incidences if not dramatically reduce damage and casualty. Here are some tips for homeowners to keep in mind:

Living Room
  • Do not use extension cords as permanent outlets; do not loop them around sharp objects that may cause cords to fray open.
  •  Make sure curtains are away from electric fan blades.
  • Do not leave an electric fan switched on when it is no longer rotating; regularly clean and oil household electric fans.
  • Do not delay fixing defective appliances.
  • Unplug rice cookers and clothes irons promptly after use.
  • Place candles in holders or a basin partly filled with water.
  • Put out candles before going to bed.

Kitchen Area
  • Never leave your cooking unattended.
  • Matches and lighters should be kept out of reach of children.
  • Stoves must be clean and grease-free; check LPG for leaks with soapy water.
  • Do not douse a burning frying pan with water, but instead cover it with a lid or a damp cloth.
  • Unplug all idle electrical appliances.
  • Avoid overloading outlets and using worn-out cords.
  • Do not store items on the stove top.
  • Keep flammable liquids and other combustible items away from the stove when cooking.
  • Replace smoke alarm batteries every six months.

For inquiries on life and nonlife insurance products, visit Country Bankers Centre at 648 T.M. Kalaw Avenue, Ermita, Manila or call 523-8611 for life and 524-0621 for nonlife.

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